The Budget Kit book review

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Disclosure: I received this book to review. Post contains affiliate links; opinions shared are mine.
The Budget Kit #giveaway

Is 2016 shaping up to be your financial bang or bust?  The family budget can be a tough ship to sail.  In particular, spring seems to be a pricey time of year for many families. Between all the graduations and weddings, baby showers and birthdays, you may find yourself stretching those dollars a little more.  Tuck in summer vacation planning, and it’s likely that you’ll hear those pennies start to squeak.  No matter the income level, or a lack of budget prowess, The Budget Kit can be a great resource for any household. This workbook-style toolkit is easy to use, and simple to understand.  

Some of the budget strategies provided are common sense for those already familiar to budgeting.  If you struggle with discipline, the worksheets are especially helpful.  You may feel a bit like Santa Claus while making lists and checking them twice.  If you can devote a little time each week (or even by month) to record spending habits, it is sure to make a difference in the bottom line.   There are specific sections that cover topics such as planning for a variable income, and how to get out of debt.  This one-size-fits-all method is surprisingly versatile and can be adapted for nearly any household’s needs.  In particular, my personal goal is to be a better saver.  I want to beef up our family’s savings and keep the money there.  The Budget Kit will help me to stick with that plan.

What’s your biggest financial goal of 2016?  One lucky reader will win a copy of The Budget Kit, plus $5 Paypal cash to get that savings started!  The giveaway is open to US readers, ages 18+. Void where prohibited by law. Good luck!

Disclosure: Karen’s Got Mail and the Shower Me With Giveaways Giveaway Hop participating bloggers are not responsible for sponsors who do not fulfill their prize obligations. Facebook, Twitter, Pinterest and any other social media are not affiliated with this giveaway.

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  1. My biggest financial goal of 2016 is saving more and spending less.

  2. My goal is paying less taxes!!!

  3. Jennifer W says:

    My goal right now is to save up to purchase a new house.

  4. Crystal Rose says:

    My current goal is to sell this house so we can move and get a nice homestead.

  5. Candice says:

    I would love to make a big dent in my mortgage. My goal is to pay at least some extra each month.

  6. my goal is to start saving for retirement

  7. desiree says:

    i need to keep the bill down for the hsoue it a lot for one person to do it

  8. My goal is to rebuild my bankroll.

  9. Sherry Compton says:

    My goal is to set aside money to do some renovations to our house.

  10. Ann Fantom says:

    My financial goal is to save enough money for vacation

  11. Julie Lundstrom says:

    I could use this kit to help me do a successful budget.

  12. Heather E. says:

    I’m relatively new to budgeting, and I’ve used a few apps on my phone to help me out. However, I’m somewhat old-fashioned in that I like to have something physical right in front of me as opposed to something digital. I’d really like to start saving for a retirement fund, as well as for travel expenses abroad. I also want to focus on paying my student loans.

  13. Heather E. says:

    I checked out an article on Money Tracker called “20 Tips to Get Out of Debt Now.” One thing that stuck with me is the advice to total up all of your debt and really take the numbers in even though it’s scary. I think that one of my issues is forgetting the exact figure. In turn, I forget I’m in debt in the first place, which is not great!

  14. I would like to win a copy of The Budget Kit because we are in the process of paying off our student loans and other debt. This would really be helpful!

  15. On the website Money Tracker, I learned that over 425,000 Copies of The Budget Kit have been sold.

  16. Sherry Compton says:

    The book has lasted a long time and is kept up to date with new editions. This is the 6th edition.

  17. Sherry Compton says:

    She offers 3 budgeting coaching packages on the Money Tracker site.

  18. Amanda Gardner says:

    I could simply use the help!

  19. Dotty J Boucher says:

    I learned that you need to get organized

  20. Julie Waldron says:

    I would like this for my daughter & her fiance’. They are getting married in May and need to budget.

  21. Julie Waldron says:

    I learned that they have a FREE 7-week E-Course on Money Management.

  22. I learned that Judy offers a free 30-minute phone consultation.

  23. On the Money Tracker website, I learned that Judy offers a FREE 30-Minute Phone Consultation on Personal Budget Coaching.

  24. I would also like to win a copy of The Budget Kit to share it with my husband.

  25. This is just the perfect time to know about this giveaway. Looking forward to check in. I’m eager to win this budget kit giveaway.

  26. On the Money Tracker website, I learned that 39 percent of student borrowers will be paying 8 percent of their take home pay to college debt.

  27. I learned that is is good to set aside an emergency fund. The longstanding advice has been to put aside 3-6 months worth of take home pay. This means, if you bring home $3000 a month, do you have $9000 – $18,000 in some liquid account

  28. I would also like to win a copy of The Budget Kit in order to help me afford to buy my first home.

  29. On the Money Tracker website, I learned that the founder, Judy, has a Masters degree in Guidance and Counseling from the University of Wisconsin.

  30. LeAnn Harbert says:

    I want this for my son. He just bought a house and has a baby on the way. I think he could really benefit for this.

  31. I read the really nice article about five tools to getting my budget in order.

  32. I like how their strategy is low-tech.

  33. Sherry Compton says:

    One of the reviews talked about how good it was and how great the easy forms were to use.

  34. Sherry Compton says:

    I learned that Judy was featured in a February article of the Chicago Tribune.

  35. Christina G. says:

    I want The Budget Kit because I need some common sense advice on controlling my spending. Thanks for the giveaway!

  36. Christina G. says:

    I learned that Judy is featured in a February article by Terry Savage for the Chicago Tribune. Thanks for the giveaway!

  37. I think reading The Budget Kit would be useful for our children.

  38. I learned Money Tracker has podcasts available.

  39. Sue Mullaney says:

    Judy offers an online Udemy course, “Create a Budget that Works”.

  40. Amy Deeter says:

    Something that i learned is that you can get a FREE 7-week E-Course on Money Management

  41. Amy Deeter says:

    i want a copy of The Budget Kit because it gives advice in reining in out-of-control spending,and that’s something i need help with

  42. Christina G. says:

    I want a copy of The Budget Kit to help me learn about budgeting.

  43. Laura Bradley says:

    I want a copy so that I can plan and stick to a budget!

  44. Laura Bradley says:

    On, I learned that Judy, the financial counselor is an author of financial best selling books!

  45. On the Money Tracker website, I learned that 37 percent of Americans are one unexpected expense from financial disaster.

  46. Amy Deeter says:

    Something that i learned was : Learn to “Create a
    Spending Plan That Works”
    FREE One-Hour
    Budgeting Webinar.

  47. They have budget worksheets.

  48. I’d like the kit to help me keep better track of my spending.

  49. From the Money Tracker website, I also learned that 64 percent of Americans feel that money was a significant source of stress in their lives. I think that’s pretty believable!

  50. I would like to win it because I would give it to (and go over it with) my daughter who makes a very good living and has no idea where her money goes each month. It might make more of an impact than me just telling her she needs to work on a budget!

  51. I like the idea of the worksheets–they would likely be very good at really pointing out good and bad things about the way money is utilized.

  52. i want to win this to make sure I have enough for retirement

  53. I learned there is a debt payoff record so you can watch your debt decrease

  54. Jerry Marquardt says:

    I have been trying to to get finances under control, so this book is a perfect book for me to read cover to cover.

  55. Jerry Marquardt says:

    I learned that Money Tracker would help balance my life, relationships, and visions of future freeing my daily thoughts, and balancing my time and energy.

  56. Richard Hicks says:

    I want the book because we often struggle with our budget

  57. The kit will help me focus on my spending.

  58. The tracker will help me track income and outgo.

  59. Congratulations to the lucky winner Shannon! I am the author of The Budget Kit 6th Ed. workbook and founder of It is a pleasure to be giving away this workbook to the lucky winner. I loved reading through all the comments. Thank you everyone for taking the time to visit my website and reading much of the information. I invite everyone to take advantage of my free 30 minute phone/Skype consultation, the free one hour webinar that will take you through the whole process of setting up a budget and finally the free 7 week ecourse “Budgeting Without Tears”. And for everyone, may this be the year you accomplish many of your financial goals – having less debt, more savings and greater financial peace of mind!! Judy

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