In some of my teacher inservice, I learned about the research on brain maturity and how just a year or two (or nine) can make a difference in things like judgment and impulsive tendencies.  Click here to view an interesting infographic about insurance.  I found it to be really eye-opening.  At the bottom, you’ll find some great tips on ways to save on insurance.  Obviously, some factors are just out of your control but some of the tips are really helpful.   My favorite was the advice to “stop hitting things.”  ha ha!  What’s the big deal about 25 and insurance?  I never really understood why 25 was such a magic number with insurance.   My husband and I were married when he was 21 years old, so we paid a higher rate of insurance for several years before starting to see that premium drop.  I can’t imagine what the premium must have been like when he was 16 years old!   And what’s the deal with people complaining about women drivers if insurance is so much more expensive for men?!

The infographic makes some good points.  We allow children to handle weapons in hunting, allow young people to serve our country to fight for freedom, even permit them to purchase alcohol…… yet charge them more money for insurance.  Numbers don’t lie, though, and statistically age appears to be a huge factor in car accidents.   There are many other ways that insurance premiums can be reduced, though, such as being choosy about where you live and even by getting married.  Now, I’m not suggesting that you should get married just to reduce your insurance costs….but it’s a perk!

No matter how pricey the premiums can be, I’m a firm believer that insurance saves me money in the long run. Whether it’s for my car, home, health, or life, insurance policies make sure that my family will be taken care of in case of an emergency.   We have had some random freak accidents—such as getting hit by a handicapped hit-and-run driver in the Golden Corral parking lot while on vacation—but insurance has always taken care of us. Peace of mind is priceless!

What are your thoughts about the infographic?  I’d also love to hear if you have any stories to share about insurance and how it’s helped you in the past.

I was compensated by Blogsvertise for my time investment on writing this post.  Still, the opinions and experiences stated are 100% mine.